Flagler County FL Property Appraiser 2026: Tax & Search Tool

Flagler County Property Search, Parcel Map, Homestead & 2026 Tax Record Help

Flagler County, Florida · Updated 2026
Property Appraiser: James E. Gardner, Jr., CFA Office: Bunnell Phone: 386-313-4150
Reviewed Against Current Flagler County & Florida Government Sources

The Flagler County Property Appraiser is the official starting point for searching property in Palm Coast, Bunnell, Flagler Beach, Beverly Beach, Marineland and unincorporated Flagler County.

Use the official parcel system to check the owner shown on the tax roll, property address, parcel number, assessed and taxable values, exemptions, sales history and property characteristics. The map search can help when a street address is unclear or you need nearby parcel context.

Property taxes are paid to the Flagler County Tax Collector, while recorded deeds, mortgages, liens and formal Value Adjustment Board petitions are handled through the Flagler County Clerk & Comptroller.

Independent publication: Property-Appraisers.org is not the Flagler County Property Appraiser, Tax Collector, Clerk & Comptroller, Value Adjustment Board or another government office. Official agencies control records, exemptions, tax payments and statutory filing deadlines.
Property Search Owner · Address · Parcel
2026 SOH Cap 2.7%
2026 VAB Value Deadline September 8
Tax Delinquency April 1
01 · Start With the Task

Property Appraiser, Tax Collector, Clerk or VAB — Which Office Do You Need?

Flagler County property information is split among several elected offices. The Property Appraiser values property but does not collect the tax bill or maintain the county’s complete recorded deed history.

Your Task Correct Office Best Starting Point
Search owner, address or parcel Flagler County Property Appraiser Official qPublic property search
Check market, assessed or taxable value Property Appraiser Open the correct parcel and verify the assessment year.
Find a parcel on a map Property Appraiser Official map search
Apply for homestead or senior exemption Property Appraiser Official homestead guidance
Pay property taxes Flagler County Tax Collector Search or pay property taxes
Find deeds, mortgages or liens Flagler County Clerk Official Records search
Challenge value, classification or exemption Value Adjustment Board Official VAB page
Fast routing rule: Property Appraiser = parcel, value and exemption. Tax Collector = tax bill and payment. Clerk = deeds and recorded documents. VAB = formal assessment and exemption disputes.

02 · Official Resources

Official Flagler County Property Links to Use First

Property Search

Search official Flagler County real-property records by owner, address, parcel number and supported property fields.

Open Property Search
After opening this link
  1. Select the search method you can answer accurately.
  2. Enter the owner, location address or parcel number.
  3. Open the matching property.
  4. Verify address and parcel before using values.

Map Search

Use Flagler’s qPublic map when parcel location or neighboring-property context matters.

Open Map Search
After opening this link
  1. Locate the correct parcel.
  2. Confirm it against the text property record.
  3. Review nearby parcels and geographic context.
  4. Do not treat public parcel lines as a legal survey.

Homestead & Exemptions

FlaglerPA administers homestead, senior, disability, veteran, military and other property-tax exemptions.

Review Homestead
After opening this link
  1. Confirm the exemption you need.
  2. Review residency and ownership requirements.
  3. Gather supporting documents.
  4. File through the Property Appraiser before the applicable deadline.

Tax Estimator

Use the county-linked estimator for planning. A tax estimate is not a final Tax Collector bill.

Open Tax Estimator
After opening this link
  1. Use the correct property or tax-district assumptions.
  2. Enter the requested value information.
  3. Select only exemptions that would actually apply.
  4. Use the result for planning, not payment.

Tax Bills & Payment

The Flagler County Tax Collector handles final tax notices, discounts, payments, delinquency and receipts.

Search or Pay Taxes
After opening this link
  1. Open the official payment search.
  2. Locate the correct property account.
  3. Check balance, discount and payment status.
  4. Save the official receipt after paying.

Official Records

Search recorded deeds, mortgages, liens, satisfactions, plats and other instruments through the Clerk.

Search Official Records
After opening this link
  1. Choose name, parcel, book/page or another supported search.
  2. Search likely name variations.
  3. Verify recording date and document type.
  4. Use Clerk services for certified copies when needed.


04 · Read the Record Correctly

Market Value, Assessed Value and Taxable Value Are Not the Same

Just / Market Value

The Property Appraiser’s estimate of property value for ad valorem assessment purposes before applicable assessment limitations and exemptions.

Assessed Value

The value after applicable assessment limitations such as Save Our Homes or certain non-homestead caps are considered.

Taxable Value

The assessed value after exemptions applicable to a specific taxing authority are deducted.

What buyers and owners should verify

  • Current owner shown on tax roll
  • Property and mailing addresses
  • Parcel number
  • Legal description
  • Land size and property use
  • Building characteristics
  • Just or market value
  • Assessed value
  • Taxable value
  • Active exemptions
  • Sales history
  • Assessment year
Buyer caution: the seller’s tax bill can include homestead exemption and Save Our Homes benefits that do not automatically transfer to the purchaser. Use the tax estimator and your own expected exemption status when planning future taxes.

05 · Map & GIS Context

Flagler County Parcel Mapping for Palm Coast, Bunnell, Flagler Beach & Rural Property

Map search can help confirm a parcel’s general location and surrounding property pattern. It is particularly useful for vacant lots in Palm Coast, rural acreage, irregular parcels, coastal property and land where the street address alone is not enough.

Useful Map Tasks

  • Confirm parcel location
  • Review neighboring parcels
  • Compare parcel shapes
  • Research vacant property
  • Understand subdivision context
  • Connect a property card to its location

Do Not Use Public Mapping as Final Proof Of

  • Surveyed boundaries
  • Fence ownership
  • Easement rights
  • Buildable setbacks
  • Title status
  • Legal access
Open Official Flagler Map Search
After opening this link
  1. Locate the correct property.
  2. Compare the selected parcel with its property record.
  3. Review surrounding parcel context.
  4. Use a licensed surveyor or recorded documents for legal-boundary decisions.

06 · Homestead & Save Our Homes

Flagler County Homestead Exemption, 2026 Amounts & Save Our Homes Cap

Flagler County’s Property Appraiser administers homestead and other property-tax exemptions. The general filing deadline for new homestead exemption is March 1.

First Homestead Amount $25,000
2026 Additional Amount $26,411
2026 SOH Cap 2.7%
General Filing Deadline March 1
2026 Florida adjustment: the first $25,000 homestead exemption applies as provided by Florida law. For the 2026 roll, Florida DOR lists the CPI-adjusted additional homestead exemption at $26,411; that additional amount does not apply to school-district taxes.

Prepare before applying

  • Confirm that the Flagler property is your qualifying permanent residence
  • Verify the parcel and owner information
  • Prepare Florida driver license or identification information
  • Prepare vehicle or voter information where applicable
  • Have ownership documentation available when requested
  • Prepare any veteran, disability, senior or portability documents that apply
Review Official Homestead Guidance
After opening this link
  1. Review homestead eligibility.
  2. Check the filing date.
  3. Prepare residency and ownership documents.
  4. Call 386-313-4150 if your ownership or residency situation is unusual.

Save Our Homes portability

An eligible Florida homeowner moving from a prior Florida homestead may be able to transfer part of the Save Our Homes assessment difference to a new homestead. Flagler’s guidance states that the homeowner must apply for the new homestead and portability benefit rather than assuming it moves automatically.

Review Flagler Portability Guidance
After opening this link
  1. Review the Save Our Homes portability requirements.
  2. Confirm your prior Florida homestead history.
  3. File the new homestead application.
  4. File the portability request by the applicable deadline.

07 · Senior & Additional Exemptions

2026 Flagler County Senior Exemption & Other Property Tax Benefits

Flagler County offers an additional exemption of up to $50,000 for qualifying low-income homeowners age 65 or older where the relevant taxing authority has adopted the benefit.

Minimum Age 65 by January 1
2026 Income Limit $38,686
Application Deadline March 1
Income Documents June 1 if required

First-time senior applicants must already qualify for the regular homestead exemption. The Property Appraiser states that first-time applicants should apply in person and bring proof of age.

Review Flagler Senior Exemption
After opening this link
  1. Confirm age and homestead requirements.
  2. Check the current household-income limit.
  3. Prepare proof of age.
  4. File the initial application by March 1.
  5. Provide income documentation by the stated deadline when requested.

Other exemption categories

  • Widow and widower exemptions
  • Disability exemption
  • Blind-person exemption
  • Veteran and service-connected disability benefits
  • Total and permanent disability exemptions where qualifying
  • Deployed service-member benefits

08 · Agricultural & Business Property

Flagler County Agricultural Classification & Tangible Personal Property

Agricultural Classification

March 1 is the regular application deadline for agricultural classification. Agricultural treatment depends on the qualifying use of land and should not be assumed merely because a parcel contains acreage.

Open Agricultural Forms
After opening this link
  1. Find the Agricultural Classification section.
  2. Open Form DR-482.
  3. Review required property and agricultural-use details.
  4. Submit by the applicable March 1 deadline.

Tangible Personal Property

Business equipment, furniture, fixtures, tools, machinery, signs and other qualifying assets can fall under tangible personal property rules.

Flagler’s appraisal calendar lists April 1 as the regular TPP return deadline. An initial return is required to establish the Florida $25,000 TPP exemption.

Review TPP Requirements
After opening this link
  1. Determine whether your assets are reportable.
  2. Review the $25,000 exemption rules.
  3. Prepare asset descriptions and values.
  4. File by the applicable April 1 deadline.

09 · Tax Bills & Payment

Flagler County Property Tax Discounts, Payment Fees & Delinquency

The Flagler County Property Appraiser establishes the property value. The Tax Collector receives the certified roll, adds applicable non-ad valorem assessments and handles the tax notice and payment.

Payment Month Regular Discount / Status What to Know
November 4% discount Largest regular early-payment discount.
December 3% discount Verify escrow payment if your lender handles taxes.
January 2% discount Check the current account balance first.
February 1% discount Last regular discount month.
March No discount Taxes are due in full by March 31.
April 1 Delinquent A 3% penalty is added to unpaid real-estate taxes.

Current payment-method fees

Online E-Check

The Tax Collector currently lists a $1.50 fee for an online bank-account e-check payment.

Online Card Payment

The current published card-processing fee is 3.00% with a $2.75 minimum for applicable online property-tax transactions.

Search or Pay Flagler Property Taxes
After opening this link
  1. Search the property-tax account.
  2. Verify tax year and property.
  3. Check current amount and payment status.
  4. Review the payment-method fee before submitting.
  5. Save the confirmation or receipt.
No bill received? Florida law still places responsibility on the property owner to determine taxes due and pay them before delinquency. Do not wait for a replacement bill if the due date is approaching.

10 · Deeds & Official Records

Property Appraiser Records vs Flagler Clerk Official Records

The owner shown on the appraisal record is useful for tax-roll research, but the Clerk is the county recorder for instruments affecting legal ownership and interests in real property.

Use Property Appraiser Records For

  • Tax-roll owner
  • Parcel number
  • Property address
  • Assessment values
  • Exemptions
  • Sales and property characteristics

Use Clerk Official Records For

  • Deeds
  • Mortgages
  • Assignments and satisfactions
  • Liens
  • Subdivision and condominium plats
  • Judgments and recorded instruments
Search Flagler Official Records
After opening this link
  1. Select the search type that matches your information.
  2. Search all reasonable name variations when necessary.
  3. Open the matching document index.
  4. Verify parties, recording date and instrument number.
Clerk office detail: the Recording Division is at the Kim C. Hammond Justice Center, 1769 E. Moody Blvd., Building 1, Bunnell, FL 32110. Current public hours are Monday–Friday, 8:30 AM–4:30 PM. Official Records phone: 386-313-4360.

11 · 2026 TRIM & VAB

Flagler County 2026 Property Assessment Appeal Deadline & VAB Filing

If your property value, exemption or classification appears wrong, first review the parcel record and the Notice of Proposed Property Taxes. Flagler’s Property Appraiser encourages owners to present relevant information to the office before or during the formal appeal process.

2026 Real / TPP Value Petition September 8, 2026
Exemption / Classification Denial Within 30 Days
Regular Filing Fee $50 Per Parcel
Clerk General Phone 386-313-4400
2026 deadline: the Flagler County Clerk currently lists September 8, 2026 as the filing deadline for petitions challenging the value of real property or tangible personal property.

Before filing

1

Review the property record for factual errors

Check land size, building size, year built, property use, sales and exemption status.

2

Identify the actual issue

Value, exemption denial, agricultural classification and portability can require different petition types and deadlines.

3

Prepare relevant evidence

Comparable sales, appraisals, repair estimates, photographs, property-data corrections and exemption documents may help depending on the dispute.

4

File through the Flagler Clerk VAB process

The Clerk states that a petition is not complete until the required filing fee is received.

Open Official Flagler VAB
After opening this link
  1. Check the 2026 deadline shown under Notices.
  2. Select the correct DR-486 petition or other applicable form.
  3. Review the filing fee.
  4. Follow the electronic-filing instructions if filing online.
  5. Keep proof of filing and payment.
Multiple undeveloped parcels: the Clerk currently lists $50 for the first parcel plus $5 for each additional qualifying contiguous undeveloped parcel when the required Property Appraiser documentation supports a joint petition.

12 · Flagler-Specific Research

Property Research Can Differ Across Palm Coast, Bunnell, Flagler Beach & Rural Flagler County

Palm Coast

Subdivision lots and similar street names make parcel number and map confirmation especially useful before relying on a search result.

Bunnell

City and rural-area parcels can have different taxing and property-use context. Confirm the actual parcel before comparing tax bills.

Flagler Beach

For coastal property, combine the appraisal record with mapping, recorded documents and separate flood or building research when those issues matter.

Beverly Beach

Municipal taxes and exemptions can affect comparisons. Verify taxing authority rather than comparing only market value.

Marineland

Small municipal areas can have different millage context. The Tax Collector currently lists Marineland separately in its millage-rate table.

Rural & Agricultural Land

Use parcel search, map context, agricultural classification records and Clerk Official Records together when acreage, legal access or property use matters.


13 · Office Information

Flagler County Property Appraiser Address, Phone, Fax, Hours & Map

Current office hours: Monday through Friday, 8:00 AM to 5:00 PM. Check the official site for holiday closures before making a special trip.
Office / Resource Best For Official Contact
Flagler County Property Appraiser Parcel records, value, exemptions, appraisal and mapping 1769 E. Moody Blvd., Building 2, Bunnell, FL 32110
386-313-4150
Property Appraiser Fax Office correspondence when instructed 386-313-4151
Official Records Deeds, mortgages, liens and recorded instruments 386-313-4360
Flagler Clerk General Directory VAB and Clerk routing 386-313-4400
Confirm Current FlaglerPA Details
After opening this link
  1. Check the office address and public hours shown near the top.
  2. Use Property Search if you need the parcel first.
  3. Use the appropriate exemption or forms page for filings.
  4. Have the parcel number ready before calling.

Map: Flagler County Property Appraiser

Flagler County Property Appraiser
Government Services Building
1769 E. Moody Blvd., Building 2
Bunnell, FL 32110

Before calling: write down the parcel number, property address, tax year and the exact field or exemption you are questioning. This usually gets you to the correct staff member faster.


15 · Frequently Asked Questions

Flagler County Property Appraiser FAQs

1. How do I search Flagler County property records?

Use the official qPublic property search linked by the Flagler County Property Appraiser. Search by owner, location address, parcel number or another supported field, then verify the address and parcel before relying on the result.

2. Who is the Flagler County Property Appraiser?

The official Flagler County Property Appraiser website identifies James E. Gardner, Jr., CFA as the elected Property Appraiser.

3. Can I search Flagler County property by owner name?

Yes. Owner-name search is available in the official parcel system. Confirm the site address and parcel number because a common surname, trust or business name can return multiple properties.

4. What is the 2026 Save Our Homes cap?

The 2026 Save Our Homes assessment cap is 2.7% for qualifying Florida homestead property, subject to statutory exceptions such as new improvements and qualifying ownership changes.

5. What is the 2026 Flagler County homestead exemption amount?

Florida’s first homestead exemption is $25,000. For the 2026 roll, the Florida Department of Revenue lists the CPI-adjusted additional exemption under section 196.031(1)(b) at $26,411. The additional amount does not apply to school-district taxes.

6. What is the 2026 senior exemption income limit?

The 2026 adjusted household-income limitation is $38,686. Flagler’s additional senior exemption can provide up to $50,000 where the relevant county or municipality has adopted the exemption and the applicant meets the other requirements.

7. Where do I pay Flagler County property taxes?

Use the Flagler County Tax Collector for property-tax bills, online payment, payment status, discounts, installment plans and delinquent taxes. The Property Appraiser does not collect the final tax bill.

8. When is the 2026 Flagler County VAB value-petition deadline?

The Flagler County Clerk currently lists September 8, 2026 as the filing deadline for petitions challenging the value of real property or tangible personal property. Exemption and classification denial petitions generally have a separate 30-day deadline tied to the denial notice.

9. Where can I find Flagler County deeds and liens?

Use the Flagler County Clerk & Comptroller Official Records system for deeds, mortgages, liens, satisfactions, subdivision plats, judgments and other recorded documents.

10. Where is the Flagler County Property Appraiser office?

The Property Appraiser is in the Government Services Building at 1769 E. Moody Blvd., Building 2, Bunnell, FL 32110. The office phone is 386-313-4150, and current listed hours are Monday through Friday from 8:00 AM to 5:00 PM.


16 · Sources & Editorial Review

Official Sources Checked for This 2026 Flagler County Update

This article was refreshed using current primary government resources, including:

Last factual review: September 11, 2026. Values, exemption amounts, income limits, deadlines, payment-processing fees, office schedules and government web systems can change. Confirm property-specific information with the responsible official office before acting.

Editorial notice: Property-Appraisers.org is an independent informational publication. It cannot change a Flagler County property record, approve an exemption, collect a tax payment, prepare a deed, determine a boundary or submit a VAB petition for a reader.

Leave a Comment

Florida Property Appraiser Help Tool

Use this free helper to understand which county office you need, how to search property records, what to prepare for homestead exemption, and how to review property value or TRIM notice questions.

Independent guidance, not a government office
Helps you use official county resources
Best for Florida property owner questions

Find the Right County Office

Many Florida property questions go to different offices. Choose what you want to do and this tool will guide you to the correct office.

Helpful reminder: The Property Appraiser usually handles property value, ownership records, parcel data, and exemptions. The Tax Collector usually handles tax bills and payments. The Clerk/Recorder usually handles deeds and recorded documents.

Property Search Helper

Enter the county and any property detail you know. The tool creates quick search links to help you find the official county property appraiser, tax collector, GIS map, or clerk record page.

Tip: County websites may use different labels such as parcel ID, folio number, STRAP number, account number, property ID, or Alt Key.

Homestead Exemption Readiness Checklist

This checklist helps you prepare before opening your county Property Appraiser exemption page. It does not decide eligibility.

Important: This tool is only a preparation checklist. Final exemption approval, documents, and deadlines are handled by the official county Property Appraiser.

TRIM Notice & Appeal Preparation Helper

Use this before calling the Property Appraiser or preparing a Value Adjustment Board question.

Recommended preparation checklist

Not legal or tax advice: Appeal rules and deadlines are strict. Contact the Property Appraiser first and verify VAB filing details with the official county process.

Market Value, Assessed Value & Taxable Value Explainer

Enter values from your property record or TRIM notice to understand how the terms usually relate to each other.

Term Simple meaning
Market value The Property Appraiser’s estimate of what the property may be worth as of the assessment date.
Assessed value The value after assessment limits or caps are applied, if applicable.
Exemptions Reductions such as homestead or other approved exemptions.
Taxable value The value used by taxing authorities after exemptions are applied.

Property Appraiser Office Call Script Generator

Fill in basic details and generate a polite call or email script before contacting the county office.